Georgia Surety Bonds

Many Georgia Surety Bonds can be purchased instantly below. Simply search the table, enter the information and print your bond instantly. You may also contact us anytime at 913-318-4955 if you have questions or need assistance.

Common Georgia Surety Bonds

Contractor License Bonds

Georgia requires licensed contractors to maintain surety bonds.

Vehicle Title Bonds

Georgia requires these bonds when ownership of a vehicle cannot be verified.

Used Car Dealer Bonds

Protects purchasers of used car from fraud and clean title.

Overweight Bonds

Georgia requires vehicles over a certain weight to purchase surety bonds.

How Does a Georgia Surety Bond Work?

A Georgia Surety Bond is a three-party agreement between a principal, an obligee and a surety bond company. The principal is the party who is responsible for the bond obligation. This is typically a Georgia individual or company who needs a license, permit, or other guarantee running to the state. The party receiving the benefit of the bond is the Obligee. For many Georgia bonds, this is the state of Georgia or one of their departments. The Surety is a third-party bond company that is providing a financial guarantee of the principal's obligation on the bond. Should the principal default on their obligation, a party can make a claim against the bond.

This shows how Georgia surety bonds typically work. It includes the responsibilities of the principal, obligee and surety. A Georgia state flag and peaches at the top.

Should a claim be made on a Georgia surety bond, the Surety will investigate the claim. If they are required to pay the claim, they may seek reimbursement from the principal under the indemnity agreement. Georgia surety bonds provide a lot of value by allowing a damaged party to collect from a Surety without having to go through what could be a costly procedure of collecting from the principal. As a principal, Georgia surety bond claims should be avoided at all costs.

Frequently Asked Questions

What is a Georgia Surety Bond?

Georgia Surety Bonds are three party agreement between the applicant (principal), surety bond company (surety) and the obligee (often the state of Georgia). Georgia has many surety bond requirements including for many state issued licenses, court filings, probate proceedings, notaries and public construction projects.

How Much Does a Georgia Surety Bond Cost?

The cost of a Georgia surety bond depends on the type of obligation being guaranteed. Most applicants will pay between 1% - 3% for Georgia Surety Bonds.

Most license and permit bonds will cost 1% or less per year. Georgia contract bonds may cost 0.5% - 3%, depending on the qualifications of the applicant.

Can I Obtain a Georgia Surety Bond with Bad Credit?

Many of the Georgia Surety Bonds at Axcess Surety do not require a credit check and can be purchased by anyone. For bonds that do need a credit check, we partner with many of the nation's leading surety bond companies. Our surety experts can find a solution most almost any applicant.

How Do You Obtain a Georgia Surety Bond?

Many Georgia surety bonds can be purchased online. Axcess Surety has one of the largest selections of online Georgia surety bonds in the country. Many do not even require a credit check.

Many Georgia license and permit bonds, notary bonds and even probate bonds can be purchased online with a simple application and/or credit check. More complex surety bonds such as Georgia Performance Bonds and Payment Bonds may require an application and/or financial information.

What Are the Georgia Surety Bond Requirements?

There are many different types of surety bonds required in Georgia. You can search the table above and click on the "Learn More" button to learn about specific Georgia surety bond requirements. The state also generally provides bond requirements with various licensing and contract paperwork.

You may also contact the bond experts at Axcess Surety anytime for assistance.

Surety Bond Companies in Georgia

There are many licensed surety bond companies and bond brokers in Georgia. A broker needs to have a Georgia property and casualty license to sell surety bonds in the state. While many brokers have such licenses, customer should pick those that specialize in surety bonds.

Axcess Surety works with many of the largest bond companies in the country to get Georgia customers the best terms and conditions. We also have one of the largest selections of online Georgia surety bonds so that applicants can purchase Georgia bonds online.

Many Georgia Surety Bond Forms can be found here.